Microsoft 365 Copilot is Microsoft's AI assistant for work, built into Word, Excel, PowerPoint, Outlook and Teams and grounded in company content through Work IQ. Home brings Chat and Cowork together, so users can ask grounded questions or hand off multi-step tasks across apps and data. Auto weighs accuracy, speed and cost to pick the right AI model for each request, and Agent Builder creates work-grounded agents from natural language. Plans are offered for individuals, business and enterprise, with the individual plan starting from $9.99 per month.
Microsoft 365 Copilot is for knowledge workers who spend their day in Microsoft apps: managers drafting documents, analysts working in Excel, sales and operations staff handling email and meetings, and project teams preparing presentations. IT and security leaders in business and enterprise organizations evaluate its enterprise-grade controls and separation of work and personal accounts. Individuals can pick up the entry plan for everyday email, calendar and document tasks. People without Microsoft 365 habits gain less from its app integration.
Typical uses include drafting and rewriting documents in Word, analyzing data in Excel, building decks in PowerPoint, summarizing email threads and meetings in Outlook and Teams, and asking questions grounded in recent files and conversations. Teams create agents for repeat processes with Agent Builder and extend them in Microsoft's agent studio when ready to scale. Cowork carries out multi-step work across apps, while Code lets people describe a dashboard, tracker or app and have it built, though Code is available through Microsoft Frontier. Autopilot, a cloud-hosted background agent, is in Private Preview.