Pecunio AI is a finance intelligence workspace that connects to Xero and turns live accounting actuals into executive dashboards, forecasts and AI agents. The CEO dashboard presents P&L, cash flow and balance sheet tabs alongside forecast signals. A forecasting workbench lets teams model scenarios across revenue, expenses, cash runway, working capital and balance sheet movement. AI finance agents answer questions, explain variances and preview changes before they are applied, and an audit trail shows checks, source context and model logic.
The audience is finance leads, founders and CEOs at companies that keep their books in Xero and want a faster view than static monthly reports. Operators responsible for cash can use runway checks, and fractional CFOs or accountants can use the scenario tools to discuss options with clients. Teams that already trust their Xero data can use it as the base layer for forecasts instead of rebuilding numbers in spreadsheets. A governed setup keeps assumptions editable without touching live records.
Typical scenarios include opening the dashboard before a board meeting to see summary financials, asking an agent what changed in expenses this quarter, and modelling a hiring plan to see its effect on cash runway. Someone can pressure-test a pricing decision by changing revenue assumptions, compare scenarios side by side and keep actuals visible next to the forecast. Cash flow summaries show operating inflows and outflows in one place, so a shortfall is visible before it becomes urgent. A guided tour with Xero demo data is available inside the app.
